Book or Discuss Hosting a Financial Workshop with

Mark Albert, CEA, EPC

at 416-659-6655 or markalbertpfs@gmail.com

​

Hosting a financial workshop offers a wide array of benefits across various groups, each with unique needs and goals. Here's a breakdown:
 

Host A Financial Workshop for Employees' Benefit:
Contact Mark Albert, CEA, EPC to discuss: 416-659-6655

​

• Reduced Financial Stress: This is arguably the biggest benefit. When employees are less stressed about money, they have improved mental health, reduced anxiety, and a better overall sense of well-being.

• Increased Productivity and Focus: Financial worries are a major distraction at work. Financially stable employees are more focused, engaged, and productive, leading to higher quality work and fewer errors.

• Improved Job Satisfaction and Loyalty: Offering financial wellness programs shows employees that their employer cares about their holistic well-being, fostering a sense of loyalty and increasing job satisfaction, which can reduce turnover.

• Better Benefit Utilization: Employees who understand financial concepts are better equipped to make informed decisions about their company benefits, such as health insurance, retirement plans, and stock options, maximizing the value of these offerings.

• Enhanced Financial Decision-Making: Workshops equip employees with practical skills in budgeting, debt management, saving, and investing, empowering them to make smarter financial choices throughout their lives.

• Improved Credit Management: Learning about credit scores, debt reduction strategies, and responsible borrowing can lead to better credit, opening doors to better loan terms and a more secure financial future.

• Work-Life Balance: Less financial stress means employees are less likely to bring their money worries home, leading to a healthier work-life balance and more enjoyment of their personal time.
   

Host A Financial Workshop for Employers' Benefit:
Contact Mark Albert, CEA, EPC to discuss: 416-659-6655

​

• Increased Productivity and Engagement: As mentioned above, a financially healthy workforce is a more productive and engaged one. This directly impacts the company's bottom line.

• Reduced Absenteeism and Presenteeism: Financial stress can lead to physical and mental health issues, resulting in more sick days or being physically present but mentally distracted (presenteeism). Financial wellness programs can reduce these issues.

• Lower Healthcare Costs: By alleviating financial stress, employers may see a reduction in stress-related health conditions and associated healthcare costs.

• Improved Retention and Attraction of Top Talent: Companies that invest in their employees' financial well-being are seen as more desirable employers, helping to attract and retain high-quality talent in a competitive market.

• Employees Retire When Expected: When employees are financially prepared for retirement, they are more likely to retire on schedule, allowing the company to bring in new talent and manage workforce planning effectively.

• Better Use of Benefits: When employees understand their benefits, they utilize them more effectively, providing a better return on investment for the employer's benefits package.

• Enhanced Company Culture and Morale: Providing financial education demonstrates a commitment to employee well-being, leading to improved morale and a more positive workplace environment.
   

Host A Financial Workshop For The Benefit of A Church, Non-Profit Organization, or Charity:

Contact Mark Albert, CEA, EPC to discuss: 416-659-6655

​

• Empowering Members/Clients: These organizations often serve individuals facing various life challenges, including financial ones. Workshops provide practical tools and knowledge to help people take control of their finances and build a more stable future.

• Promoting Stewardship (for Churches): As discussed, financial workshops can reinforce biblical principles of stewardship, encouraging responsible money management and generous giving.

• Reducing Financial Stress within the Community: By equipping individuals with financial literacy, these organizations contribute to the overall well-being and stability of their communities, reducing poverty and fostering resilience.

• Increased Capacity for Giving/Participation: When individuals are financially stable, they are often more able to contribute financially to the organization's mission or volunteer their time and talents.

• Building Trust and Demonstrating Care: Offering such workshops demonstrates a commitment to the holistic needs of their members or clients, building trust and strengthening relationships.

• Crisis Prevention: For those experiencing financial hardship, workshops can offer valuable resources and strategies for debt reduction, budgeting, and avoiding future pitfalls.
   

Host A Financial Workshop For Pre-Retirement Groups:

Contact Mark Albert, CEA, EPC to discuss: 416-659-6655

​

• Personalized Retirement Roadmap: Workshops help individuals gain clarity on their financial picture and create a tailored plan for their retirement, addressing specific concerns and goals.

• Optimizing Income Streams: Participants learn strategies to maximize and draw income tax-efficiently from various sources like CPP, OAS, pensions, RRSPs, TFSAs, and other investments.

• Budgeting Confidence for Retirement: Developing a realistic and sustainable retirement budget based on desired lifestyle and anticipating new expenses.

• Debt Reduction Before Retirement: Actionable steps to eliminate or significantly reduce personal debt before transitioning into retirement.

• Risk Mitigation: Understanding and planning for potential financial risks specific to retirement, such as inflation, market downturns, and increasing healthcare costs.

• Estate1 and Legacy Clarity: Getting a head start on understanding and organizing wills, powers of attorney, and beneficiary designations for smoother wealth transfer.

• Avoiding Costly Mistakes: Learning from common pitfalls and best practices to prevent errors in financial decisions that could impact retirement security.

• Reduced Stress and Anxiety: Gaining confidence and peace of mind by proactively addressing financial uncertainties.

• Informed Decision-Making: Acquiring the knowledge to make smart choices about pension options, investment strategies, and lifestyle adjustments in retirement.
   

Host A Financial Workshop For A SENIORS GROUPS:

Contact Mark Albert, CEA, EPC to discuss: 416-659-6655

​

• Maintaining Financial Independence: Providing knowledge and skills to manage finances effectively as they age, helping them maintain their independence and control over their money.

• Navigating Government Benefits: Understanding how to access and maximize government programs like CPP, OAS, and other benefits.

• Fraud and Scam Prevention: Educating seniors about common financial scams and how to protect themselves from exploitation.

• Estate Planning and Wills: Guidance on creating and amending legally binding wills, understanding bequests, beneficiaries, and the responsibilities of an executor.

• Managing Assets and Investments: Learning how to manage existing assets and make informed decisions about investments in retirement.

• Planning for Healthcare Costs: Addressing the reality of increasing healthcare costs and strategies for planning for them.

• Power of Attorney and Financial Management: Understanding what to consider when appointing a Power of Attorney for financial matters, including different types, associated risks, and when they are enacted.

• Digital Finance Literacy: For those less familiar, workshops can teach them how to manage finances online securely, including online banking and bill payments.

• Reducing Financial Stress: Providing peace of mind by addressing financial concerns specific to their stage of life.
   

In essence, financial workshops empower individuals across all these groups to make informed decisions, reduce stress, and achieve greater financial security, leading to a host of positive ripple effects for themselves and the organizations that host them.
 

Book or Discuss Hosting a Financial Workshop with

Mark Albert, CEA, EPC

at 416-659-6655 or markalbertpfs@gmail.com

​

​Available to do Financial Workshops in the following cities: ​​

Fort Erie, Niagara Falls, St. Catharines, Welland, Ontario, Wainfleet,

Port Colborne, Grimsby, Niagara-on-the-Lake,  West Lincoln, Pelham, Thorold, Hamilton, Waterdown, Burlington, Oakville, Brampton, Mississauga, Toronto, Greater Toronto Area, Barrie, Alliston, Innisfil, Niagara Region, Halton Region, Peel Region, Ontario